Northampton Town Chairman Kelvin Thomas has said the current suspension in football due to the coronavirus will present a considerable challenge to all football clubs, but that the Cobblers are well placed to meet those challenges.
"The reality is that this is a considerable challenge, not just for football clubs but for all businesses," he said.
"Every single person will be impacted from a financial position because of this. Obviously the health impact of the virus is the most important thing but as for the finances of the football club, it is very concerning what we are going to face.
"We are in the fortunate position that any debt in the Football Club is to David Bower and myself and that puts us in a stronger position than some. We have always funded the club, paid the bills on time and we haven't had the issues that some clubs have had, even before the virus came along, but I would imagine some clubs will be facing uncertain futures.
"If a club had a cashflow issue before this and now we face - at best delayed income or at worst lost income - then it will create a host of new challenges.
"We have to look at all possibilities, in the short, medium and longer term. You are always making decisions in the hope that the income will come in eventually but there is a lot of uncertainty around at the moment. You still have your expenses, wages, staff bills to pay etc but with no income coming in that is a challenge.
"If we do lose four home games worth of income then that is an issue and it will have an impact on all football clubs and that is something the clubs will need to talk about with the EFL.
"There are some significant challenges ahead for all clubs. At Northampton Town we are in a relatively good position but we are not immune from those challenges. We will all need to try and find ways to replace lost income, either through loans, grants, subsidy etc but some clubs might already have existing loans to repay or mortgages or rent to pay and you cannot under estimate the impact this could have on football clubs.
“We are in a better place than some clubs to get through this. We have our challenges but for now we need to focus on keeping people fit, healthy and safe."